After a heavy day of thinking, a good night’s sleep can be a great way to pull your head out of your heart and think clearly. Being emotional about money only works for a little while. Finances can be personal to people. But thinking too emotionally about money for too long doesn’t help. Like I said, I’m a problem solver, not a mope-r. I like answers, not problems.
So yesterday I spent part of the day swimming and picked up a keyboard from the Cajun’s parents who were kind enough to let me borrow one from them. I start piano lessons at school when the semester starts. Nothing like piano to bang on when you’re feeling frustrated.
This morning, I’ve got a better sense of money and issues. The dentist office, assuming I was going to get the credit card they wanted me to get, racked up a $10k bill. I didn’t, and am looking for insurance options. There’s no way I’ll go into $10k+ debt with high interest payments now because a dentist office says I should.
I may be looking for a different dentist that doesn’t try to tell me right off the highest number they think they can get for me from a credit line.
There’s a local insurance office that has a prepaid plan that seems reasonable. With $5 exams, no charge for x-rays, and crowns at $400, that seems much more reasonable. As a freelancer, I may not have $10k lying around in an account, but I certainly can come up with $400.
With my freelance work, I can dig up $400 by working a few more hours in one week. Maybe a handful of articles and viola, extra money for the dentist.
And maybe I’ll find a dentist that doesn’t poke the bejesus out of my gums until they hurt? Maybe.
